Loans
A loan is the lending of money by one or more individuals, organizations, or other entities to other individuals or organizations.

Teacher – Regular Salary
Minimum Loanable Amount: Php 50,000.00
Maximum Loanable Amount: Php 130,000.00
Maximum Term: 3 years
Interest rate /Annum: 18%



Teacher – Regular Salary with bonus
Minimum Loanable Amount: Php 131,000.00
Maximum Loanable Amount: Php 250,000.00
Maximum Term: 3 years
Interest rate /Annum: 15%


Emergency loan
Minimum Loanable Amount: Php 5,000.00
Maximum Loanable Amount: Php 100,000.00
Minimum Term: 6 months
Maximum Term: 1 year
Interest rate /Annum: 15%



Salary – Bundled
Minimum Loanable Amount: Php 50,000.00
Maximum Loanable Amount: Php 250,000.00
Maximum Term: 3 years
Interest rate /Annum: 18%



Cash Advance
Minimum Loanable Amount: Php 1,000.00
Maximum Loanable Amount: Php 50,000.00
Minimum Term: 15 days
Maximum Term: 360 days or upon maturity
Interest rate /Annum: 0%



PNP – Regular Salary
Minimum Loanable Amount: Php 50,000.00
Maximum Loanable Amount: Php 200,000.00
Maximum Term: 3 years
Interest rate /Annum: 22%



PNP – Cash Advances
Minimum Loanable Amount: Php 1,000.00
Maximum Loanable Amount: Php 100,000.00
Minimum Term: 15 Days
Maximum Term: 1 year
Interest rate /Annum: 0%



Microfinance- Salary Private
Minimum Loanable Amount: Php 5,000.00
Maximum Loanable Amount: Php 3,000.00
Minimum Term: 3 months
Maximum Term: 6 months
Interest rate /Annum: 30%



Microfinance- Individual Loan
Minimum Loanable Amount: Php 5,000.00
Maximum Loanable Amount: Php 300,000.00
Minimum Term: 1 month
Maximum Term: 1 year
Interest rate /Annum: 42% 1st cycle, 36% P.A succeeding availment.



Pension Loan- Regular
Minimum Loanable Amount: Php 20,000.00
Maximum Loanable Amount: Php 300,000.00
Minimum Term: 1 year
Maximum Term: 3 years
Interest rate /Annum: 18%



Pension Loan- Cash Advances and Bonuses
Minimum Loanable Amount: Php 1,000.00
Maximum Loanable Amount: Php 300,000.00
Minimum Term: 1 year
Maximum Term: 3 years
Interest rate /Annum: 18%


Loan Against Deposit
Minimum Loanable Amount: Php 0
Maximum Loanable Amount: 85% of the outstanding deposit at the time of application
Minimum Term: 3 months
Maximum Term: 3 Years for Savings; Co-term of the Deposit for TD
Interest rate /Annum: 10% for regular savings; 12% for time deposit



Health Practitioners
Minimum Loanable Amount: Php 50,000.00
Maximum Loanable Amount: Php 200,000.00
Minimum Term: 1 year
Maximum Term: 2 Years for 20 years in service or 40 yrs old and above; Max 1 Year for less than 20 yrs or 39 yrs old and below
Interest rate /Annum: 24%



Health Practitioners- Cash Advances
Minimum Loanable Amount: Php 1,000.00
Maximum Loanable Amount: Php 50,000.00
Minimum Term: 30 days
Maximum Term: 360 days
Interest rate /Annum: 0%