Skip to content

Loans

A loan is the lending of money by one or more individuals, organizations, or other entities to other individuals or organizations.

5

Teacher – Regular Salary

Minimum Loanable Amount: Php 50,000.00

Maximum Loanable Amount: Php 130,000.00

Maximum Term: 3 years

Interest rate /Annum: 18%

5

Teacher – Regular Salary with bonus

Minimum Loanable Amount: Php 131,000.00

Maximum Loanable Amount: Php 250,000.00

Maximum Term: 3 years

Interest rate /Annum: 15%

6

Emergency loan

Minimum Loanable Amount: Php 5,000.00

Maximum Loanable Amount: Php 100,000.00

Minimum Term: 6 months

Maximum Term: 1 year

Interest rate /Annum: 15%

7

Salary – Bundled

Minimum Loanable Amount: Php 50,000.00

Maximum Loanable Amount: Php 250,000.00

Maximum Term: 3 years

Interest rate /Annum: 18%

7

Cash Advance

Minimum Loanable Amount: Php 1,000.00

Maximum Loanable Amount: Php 50,000.00

Minimum Term: 15 days

Maximum Term: 360 days or upon maturity

Interest rate /Annum: 0%

9

PNP – Regular Salary

Minimum Loanable Amount: Php 50,000.00

Maximum Loanable Amount: Php 200,000.00

Maximum Term: 3 years

Interest rate /Annum: 22%

9

PNP – Cash Advances

Minimum Loanable Amount: Php 1,000.00

Maximum Loanable Amount: Php 100,000.00

Minimum Term: 15 Days

Maximum Term: 1 year

Interest rate /Annum: 0%

11

Microfinance- Salary Private

Minimum Loanable Amount: Php 5,000.00

Maximum Loanable Amount: Php 3,000.00

Minimum Term: 3 months

Maximum Term: 6 months

Interest rate /Annum: 30%

11

Microfinance- Individual Loan

Minimum Loanable Amount: Php 5,000.00

Maximum Loanable Amount: Php 300,000.00

Minimum Term: 1 month

Maximum Term: 1 year

Interest rate /Annum: 42% 1st cycle,  36% P.A succeeding availment.

12

Pension Loan- Regular

Minimum Loanable Amount: Php 20,000.00

Maximum Loanable Amount: Php 300,000.00

Minimum Term: 1 year

Maximum Term: 3 years

Interest rate /Annum: 18%

12

Pension Loan- Cash Advances and Bonuses

Minimum Loanable Amount: Php 1,000.00

Maximum Loanable Amount: Php 300,000.00

Minimum Term: 1 year

Maximum Term: 3 years

Interest rate /Annum: 18%

Header 2

Loan Against Deposit

Minimum Loanable Amount: Php 0

Maximum Loanable Amount: 85% of the outstanding deposit at the time of application

Minimum Term: 3 months

Maximum Term: 3 Years for Savings; Co-term of the Deposit for TD

Interest rate /Annum: 10% for regular savings; 12% for time deposit

8

Health Practitioners

Minimum Loanable Amount: Php 50,000.00

Maximum Loanable Amount: Php 200,000.00

Minimum Term: 1 year

Maximum Term: 2 Years for 20 years in service or 40 yrs old and above; Max 1 Year for less than 20 yrs or 39 yrs old and below

Interest rate /Annum: 24%

8

Health Practitioners- Cash Advances

Minimum Loanable Amount: Php 1,000.00

Maximum Loanable Amount: Php 50,000.00

Minimum Term: 30 days

Maximum Term: 360 days

Interest rate /Annum: 0%

Need a loan? Our Team can help you out.

Whether you need to borrow for renovation, car, holiday or want to combine your loans into one single loan, we will help you.

Business

  • Corporate
  • Payroll
  • Business Loans

Loans and Credits

  • Regular Loans
  • Consumer Loans
  • Other Loans

Other Services

  • SBPay Partner
  • SBPay Biller
  • Safety Deposit Box
  • POS Debit/Cashout

Get in Touch

SouthBank (1)

Deposits are insured by PDIC up to P500,000 per depositor.
Copyright © 2004 SouthBank Incorporated.

SouthBank Incorporated is a proud member of BancNet.

All rights reserved. | Data Privacy
SouthBank Incorporated is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph

DPO Seal
logo_bancnet
logo
12244
BSP+Logo
SouthBank (1)

Quicklinks

Personal

Business

  • Corporate
  • Payroll
  • Business Loans

Loans and Credits

  • Regular Loans
  • Consumer Loans
  • Other Loans

Other Services

  • SBPay Partner
  • SBPay Biller
  • Safety Deposit Box
  • POS Debit/Cashout

Get in Touch

SouthBank (1)

Deposits are insured by PDIC up to P500,000 per depositor.
Copyright © 2004 SouthBank Incorporated.

SouthBank Incorporated is a proud member of BancNet.

All rights reserved. | Data Privacy
SouthBank Incorporated is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph

DPO Seal
logo_bancnet
12244
logo
BSP+Logo